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Thank you for the question. The first thing to do is ask Curry's for proof that you purchased the insurance. If they are not able to do this, then they have been charging you for a service you have not requested and obviously, they are not allowed to do this. If this is the case you should show them the amounts you have been charged inclusive of any interest and they should be liable to refund your for this. However, if for any reason they do not comply and cannot show that you purchased the insurance, then you can make a small claims action. You should advise them that you are going to do this prior to raising the actions and allow them 14 days to respond.
You can complete the forms for a claims action easily online. You will have to highlight what the issues are and tell them how much you are claiming for, to be honest the first are straight forward and self-explanatory. If you feel you can do this yourself then you don’t really need to hire a solicitor but I will provide details for you in case you feel you want to. You will then receive a response to the claim and a court date. On the day (unless they offer a settlement) you will appear at the local court and basically provide your evidence and give you claim to the judge and they will response. The judge will assess the merits of the claim and defence and make a judgement this should be relatively easy for you to prove so the respondent may well offer a settlement in the meantime.
I hope this information has helped. You can find a local solicitor who deals with this on the law society webpage which is;
If you require any help moving forward on this matter in the future, please do feel free to come back to us and I would be more than happy to assist.
Thank you, ***** ***** afraid that I do not have any control over these matters, if you have any issues, you would require to speak to the admin team as I work as a third party. Thanks.