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Hi, welcome to Just Answer. My name is*****’m a barrister with 12 years of experience and I am happy to help with your question today.
Can you give me all the background to this matter please
thank you - not my area therefore I will opt out for another expert.
Hello, this is Jim and welcome to JustAnswer. I will be the lawyer working with you today.Sorry to hear of the issue. I will set out my written answer shortly.
The first thing to do is to report this to the Police and to Action Fraud so that you can obtain a crime reference number. The Action Fraud website where you can report the crime is here: Action Fraud
It seems your bank has recovered £18,000 and no more. They will have charged back the funds - the rest of the funds have probably been moved so a chargeback for the full sum would not be possible. You could make a complaint to the bank and if they do not uphold the complaint, ask the Financial Ombudsman Service to help : https://www.financial-ombudsman.org.uk
There are a few companies who can claim to retrieve monies taken by a scammer but in reality they are also scams - the first scammer sells your data to another scammer. Once a scammer has the money it would be very difficult to sue them (most of them being based abroad) and even if you obtained a CCJ against them, enforcing it is another matter.
We cannot recover the money for you as we are not a law firm but an internet forum. We simply give information and guidance from a legal standpoint.
You can try any of these regulated law firms to see if they can recover the money for you:
They should be able to help you with a no win no fee agreement so that you do not have to pay anything up front to them. These are regulated law firms in the UK.
I hope this helps and answers the question - my goal is to ensure you are happy with the answer and have the information you need. If you have any follow up questions then please let me know. I will reply as soon as I can to help with any further queries.
Please let me know if the answer helped or if you need me to cover anything else?. I am happy to clarify the answer or if you have any follow up questions. If so, I’d be grateful if you would let me know. I am free most days, including weekends, so feel free to ask me anything you are unsure of.