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Hello, this is Jim and welcome to JustAnswer.
Thank you for the question, I am reviewing the details now. I will aim to resolve it as quickly as possible for you.
The Consumer Rights Act 2015 applies to you in this situation, given you purchased the car from a dealership.
You have the strongest rights in the first 6 months of ownership because any defects are presumed to be present from when you take delivery. If the fault occurs after this period, the onus shifts to you as the consumer to prove the car is faulty or unfit for purpose (re the timing chain). That would mean that if you wanted to take this further, you would need a mechanics report to support your claim. You say you asked a local garage and also the AA to check the vehicle - you would ideally need something to say that the chain should not have failed at this juncture, and that it was faulty / unfit for purpose, thereby breaching your consumer rights.
If you can obtain that report, you could claim for the cost of repairs from the dealer (not the manufacturer) - given that the consumer law gives you a cause of action against the retailer / dealership. An example of a company who could prepare a report is http://www.laird-assessors.com however there are others around. You could do this yourself for you could use a law firm who specialises in consumer law disputes - which may be a good idea given the evidential burden on yourself now (the fact more than 6 months have passed) and the fact the claim is likely to be defended. The law firm can also source a suitable report to maximise your chances of winning. I will give you details of a few laws if that is of interest : 1. http://www.talbotslaw.co.uk2. http://www.garrattssolicitors.co.uk3. http://wwww.catalystlaw.co.uk4. http://www.brachers.co.uk
I hope this answers the question. If you have any follow up questions then please do let me know.
Just a final note that I am free most days and would be happy to assist with any other queries you may have.