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I am very sorry to read of the above and I imagine how frustrating it must be. I will certainly try to clarify the position for you.
thank you. On this basis, there is no legal mechanism by which leaseholder can claim any monies from you. The reason for this is there is no contract between you so the claim is based in tort. The law of tort is the same law that underwrites personal injury claims, road accident claims and so on and is relevant where there is no contract between parties but nevertheless there is a need to establish a legal liability.
In order to make a claim under tort, you need to be able to show negligence. Specifically what needs to be shown, is the duty of care is owed to another party which in this case it plainly is as you are both resident in the same building; that the leak was reasonably foreseeable on your part which from what you say it was not because it had not occurred before and the leaseholder have not advised you of the leak previously and finally, the damage was caused which presumably in this case it was.
The lack of foreseeability in respect of the leak on your part means that there is no claim available because the leaseholder will not be able to establish this element of the claim that is needed to be established in order to succeed. Accordingly, whilst you are free of course to offer any gesture of goodwill, in terms of the law, you can deny liability on the above basis. I would add however that if the leak occurs again, if you have not had the same inspected by a plumber for example, it may be possible for the leaseholder to make a claim against you as in those circumstances unlike the previous circumstances, you would have been aware of a particular issue and the leaseholder would be able to say that you did nothing about it and it occurred again as a result
it is generally sensible to respond to any claim made against you financially though having done so, it is not necessary to respond to further abuse of communication which does not add to the dispute substantively. Indeed, should such communication follow, it may be grounds for a complaint of harassment. If you have not already that applied to deny liability, it would be sensible to do so
Apologies for the typo - this should read: If you have not already that replied to deny liability, it would be sensible to do so.
You can't claim on insurance and claim against someone else - or more accurately you can but you have to then pay the insurance back if you succeed in the claim.
I hope the above is of some assistance but if you have any further questions, please revert to me.
If the leak reoccurs and causes damage then there may be grounds for claiming negligence - because the argument would be it happened once and then happened again either because you didn't bother to fix it or didn't employ a qualified contractor (i.e. negligence). However providing you have attended to the issue there is no scope for a claim against you or demanding any information though you may choose to share such
I trust the above was of assistance and that you do not have any follow up questions for now. If there is anything else I can help with please reply back to me though.
Thank you again for visiting JustAnswer and see you again in the future I hope.