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Certainly you can purchase a property mortgage free. Indeed, many sellers actually prefer that as it does not delay the sale and purchase by waiting for the Leander to confirm and or release money.
Yes, you can also offer more than the list price. Indeed some sellers will actually advertise a property as being "offers over £???????.
As a cash buyer, you can also skip some of the normal searches that form part of a conveyance if you are willing to take than risk and ask to complete in a very short time.
Sorry I cannot say how long, that is up to the seller and buyer to sort out.
But six months is exceptionally long time. The normal standard time for a conveyance in the UK would be 8-12 weeks.
That is unusual.
Can I assist or clarify anything further?
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