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Thank you for your patience. If you mean money owed to your employer then repayment would be in terms of your employment contract if it was given under the contract of employment of it was a separate agreement then under the same. The problem is as your employer has access to your income it is easy for them to get an attachment of earnings order should they decide to take you to court for recovery. They are also best placed to understand any financial hardship should be struggling to repay so you need to try and negotiate with them if that is the issue. But yes it would be contractual and they can take you to court.
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