I withdrew from my nursing course because of bullying and

Hi there,Thank you for your message back.
I have read the financial documentation from Student Finance England, but they don’t explicitly state that you have to be on any degree course full-time for 30 weeks and three days, and when I rang them up before I quit the course, hence, generating the overpayment of £1027.24, which the student loans company when I called them didn’t mention the fact that I had to be on the course for that time, so I believe that they wilfully misled me.They have misled me before on my previous degree I did Open University to try to get around for A-levels barrier to higher education, and they said that I wouldn’t be affected if I went to a brick and mortar University after doing the initial certificate of higher education with the Open University, and they initially took 2 out of three years funding off me, and gave me year two back when I appealed. So I still lost a whole year. They have done a similar kind of thing with this alleged overpayment they say I now owe. I know I have the option to pay over I think they said 24 months without interest payable on the debt itself, apart from the initial interest that I would’ve signed for when I took out the loan if that makes sense. But that’s not the point, they wouldn’t get away with it if they were a bank. But the fact they are a subsidiary of HMRC they think that they can get away with wilfully misleading people. I think that at best it is negligent of them to have misled me.So I want to know whether or not I could make a claim against them or get them legally to have to write off the debt now allegedly owed by myself to in them in the form over alleged overpayment of maintenance loan because it’s generated an overpayment because I left the course?If you could let me know if there’s any course of legal action that I could take against them and that will be greatly appreciated. I’m already going to be going through their complaints procedure to exhaust the option first. But I want to know if I can take any further option if they don’t play ball and write off the debt?

If you could let me know the answers to the above questions, then that would be very appreciated.

I’m pretty sure that the Longcourse loan element of the maintenance loan was not explicitly mentioned in the terms and conditions of the agreement of the loan, when I signed the loan documentation with a student loans company. They have claimed the £1027.24 and insist that I pay it over 24 months.I said just to clarify I take it that I would have to claim, but how would I go about claiming? Would I be able to get a no-win no fee arrangement of some description, because I cannot afford £200-£300 per hour, to get the student has company to cancel the debt on the basis that they didn’t tell me that they didn’t actually explicitly mention that element in the SFE student loan agreement?

To reiterate, as there is no mention of the fact that unless students are on the course for more than 30 weeks and three days then surely as they should have stated in their policy documentation when I signed for the student loan thatches was the case and failed to tell me that it was the case to be entitled to the full amount of maintenance loan I wouldn't have quit the course until the 30 weeks and 3 days had elapsed in the first place if aI had known and so that is the reason why I think that they are negligent as they should have told me as it were. So theoretically I could have a defence of not having to pay the £1027.24 that I allegedly owe them. As they should have told me in writing the documentation then I signed the loan and also I spoke to them on the phone twice before including their collections department and they didn't inform me then either that I had to be on the course for 30 weeks and 3 days. So I don't think that I should let them get away with it and cost me outside of the plan 2 repayment plan which I cannot afford to pay even with the 2 year payment plan in place. I shouldn't have to pay it in the first place as I wouldn't have withdrawn from the course in the first place until the 30 weeks and 3 days had elapsed if I had known hence told that it would cost me £1,027.24 to having done so.