You have probably seen a pop-up offering you the chance of a telephone call at an extra cost. It is up to you whether you have a telephone call or not but do bear in mind that a 15-30 minute telephone call covers an awful lot of ground and you can get an awful lot of information in that time. So you can ignore it or go ahead or go ahead later. It’s your choice.
Meanwhile, we can carry on on here.
Under the Limitation Act 1980, there is a time limit of 6 years to pursue normal debts and 12 years to pursue debts which arise under a “speciality” such as a deed.
Unfortunately it doesn’t apply to money owed to the government otherwise you would only have to escape paying tax for six years and it would get written off which obviously it doesn’t.
. Assuming that you accept that you are only paid 15 years ago, make arrangements to repay and it would not be unreasonable for you to pay, say, GBP50 per month. They will no doubt jump up and down and argue that it’s not enough but just keep paying regardless because by the time they take you to court, you will have repaid it.
Thank you for letting me assist you with your legal question. I am glad that I was able to help.
I am not certain whether that answers the question for you or not, but I am happy to answer any specific points arising from this.
It will be my pleasure to help you again either further with this or any future questions you have