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Since you only have a spouse visa, you need to be able to support yourself in the UK as part of your visa conditions. It is understood that you should be able to support your stay in the UK during your application. This is so that you do not cost the British government money by being in the country.
As the UK is all about positive immigration, therefore, it encourages immigration where people will come to bring economic benefits, or at the very least not cause any financial negativity. By stopping welfare benefits from going to immigrants, the British government can ensure that immigration remains a net gain rather than a cost to the UK.
The way that the UK enforces immigration, you need to ensure that you can successfully support yourself during your stay in the UK. This is the reason why there are so many financial tests placed on you before you are granted a spouse visa. You can only apply for the allowance if you'll have settled status.
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Since you have lived in the UK starting in 2010, you should have applied for indefinite leave to remain or settled status so that you can access the government funds.
We cannot specifically advise on that matter. Hence, you would be well advised to formally instruct an immigration solicitor close to your home address, you can locate one using your postcode and the following link: https://solicitors.lawsociety.org.uk/
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