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Hello and thank you for your question. My name is ***** ***** I will be very pleased to assist you. I'm a practising lawyer in England with over 15 years’ experience. Please be aware that although I will endeavour to reply to you promptly, I am also in full time private practice and so I may not be available to respond immediately and it may also take me a few minutes to prepare a reply. The site will notify you as soon as I respond. I look forward to working with you to answer your question fully.
are you able to kindly assist me with my above three enquiries please?
Thank you. From what you say the housing association is likely to be giving itself options - that is to say if you fail to keep up repayments if they have already issued the notice, it would be quicker for them to then subsequently issue proceedings in court because they would not have to first serve notice following any default on your part.
there is a more cynical interpretation which is that they are not acting in good faith and ideally, be able to secure their commitment that they were not issued possession proceedings if you keep payments in accordance with your agreement in writing in order that you can rely on this as a defence if they do issued possession proceedings in breach of their agreement with you in this respect
As above I would recommend you get the agreement in writing if you don't already.
I'm glad you have the document in writing
I trust the above was of assistance and that you do not have any follow up questions for now. If there is anything else I can help with please reply back to me though.
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