In 2017 I got two CCJ’s for payday loans. In 2020, I

In 2017 I got two CCJ’s for payday loans.In 2020, I appealed to the Financial ombudsman because they were both irresponsible lending and at the time I was vulnerable.The first was almost immediately upheld by the ombudsman, the debt was erased, the CCJ removed and all negative markers removed from my credit file.The second loan is Amigo. They had so many complaints they were at risk of going bankrupt and applied to the courts for a settlement agreement - during which time the ombudsman would take no action.
This has now been agreed and the outcome is that Amigo loans have a class action and are awarding I think 50p in every £ owed to clients either as compensation on loans that have been settled or as a credit to loans outstanding. The ombudsman is no longer able to act on complaints about them.The expectation is now that claimants wait another couple of years while they work through the volume of claims for compensatoin.However, the compensation is not my concern, my problem is that there is a CCJ on my record that has significant consequences.So I would like to apply to the court and have it removed using N244 (I think that's the right one).I have 2 reasons and possibly a third.They are:1. The address on the initial court application is wrong. My address was for example, Flat 1,***** The letters were sent to***** So I didn’t receive them. I have had a look at the address on my loan paperwork which is also wrong, however the address auto-populates on the loan application and all communications was done via email with e-signatures so I didn’t even notice at the time.
2. Amigo has said that I need to submit my complaint to them again under the new high court ruling and they’ll decide what compensation/ reduction in the outstanding loan is due. They have said 50p on the £ is expected, the outstanding is £5k so I expect £2.5k to be credited to the account. My query is can request the CCJ to be set aside because there is a delta between the reported default and the amount that will be left after their adjustment. If £5k is not the amount owed then is the CCJ invalid while they take another few years to decide how much the compensation/ adjustment is?
3. Amigo has effectively acknowledged irresponsible lending but has successfully applied to the court to have a class settlement agreement rather than going bankrupt. The previous CCJ was removed on request of the ombudsman as ‘if there was no irresponsible lending, there would have been no CCJ’ the ombudsman, however, are no longer assessing these claims and therefore I have no mechanism to request this. Is this a ground that the court would consider?Could you please tell me if:
a) N244 is the right form?
b) In your opinion are any / all of the points above reasonable reasons to request the court to set the CCJ aside?Thank you