is in the name of Richard.
A court order of 23 July 2013 says that Richard holds the property on trust for you.
There is a deed of trust which dated 12 November 2013 in favour of Carl which gives him 50% in consideration of the hundred thousand pounds used for improvements.
You and Carl are to pay the mortgage and the bills equally..
In the court order of 2013 you are required to pay GBP10,000 to Richard no later than 23 April 2014.
He was supposed to transfer all his interest in the property to you so basically he sells his share to you for GBP10,000. But that only takes place if the mortgage is paid off or Santander agree.
I don’t know who is living in the property but if he will not agree to sell the property and you are happy for it to be sold then it’s an application to court for an order for sale.
If you are living in the property and you don’t want it sold, and he will not authorise Santander to speak to you to say how much mortgages outstanding to enable you to repay it and to get the property into your name, then it’s a court application to compel Santander to deal with you and to compel him to transfer the property to you (he will have to sign the transfer deed to transfer the property).
I don’t know what correspondence you are currently having with him but I would suggest that a solicitors letter may avoid the need to go to court but I wouldn’t be sending more than one solicitors letter before I make the application to compel him you access or make an application to compel Santander to simply give you the information because then you can deal with it all without him being involved in div when the mortgage is repaid he refuses to transfer the property to you, but it’s a court application to compel him to transfer it to you and costs awarded against him.
I presume that you have already sent Santander a copy of the court order and they are still refusing to let you have the information. To be frank, there is nothing here which is unusual