I have reviewed the draft disclaimer and it is very poorly drafted and not fit for purpose. It appears to have been drafted originally by non-lawyers and bears all the hallmarks of “being put through the wash a few more times” by non-lawyers.
In particular, you as a service provider in a business-to-consumer contract are unable to contract out of liability for defects in your services and consequential losses such as death and personal injury through your negligence. In the event of a dispute, a court will take a very dim of your attempts to limit your liability in such a way that is illegal under the legislation protecting consumers from unfair contractual terms. It is likely that the court will set aside your written contract and apply statute and common law to determine the outcome of the dispute.
You must use a properly drafted supply of services agreement for business-to-consumer contracts. There are plenty of online legal databases such as Simply-Docs and RocketLawyer where non-lawyers can download free legal documents, such as Terms and Conditions, Sale and Supply Contracts and Privacy and Cookies Policies, for a reasonable subscription price.
However, non-lawyers drafting their own legal contracts and policies (even if they are based on cogent, reliable precedents) is often a recipe for disaster as the documents will contain legal terminology that laypersons do not understand.
As a result, there has been a spike in Probate and Commercial Contracts Litigation in recent years due to “homemade” Wills and Contracts that were drafted by laypersons who did not appreciate or understand some of the legal terminology. This has led to confusion, uncertainty and dispute and has cost parties thousands more in legal fees fighting their co-beneficiaries under a disputed Will and former business partners under a Contract who have taken issue with what the parties thought was agreed at the time.
As your Commercial Contracts Solicitor instructed under a formal solicitor-client retainer with my main “virtual” law firm, I can provide a much more thorough and bespoke document-drafting service beyond that which I can provide on Just Answer (which is very often “pointing customers in the right direction” for the purposes of obtaining further legal advice) and draft you a set of contracts and policies which are robust, effective and protect your commercial and legal interests as far as the law permits.
Better to spend a few hundred or even thousand pounds on solicitors’ fees at the outset of a deal and get it right from Day 1 rather than risking losing many thousands more in damages and legal costs if things go wrong at a later date.