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A very good day to you there, how do you do? It is my pleasure to assist you today.
My name is ***** ***** law expert with over 15years practice. Thank you for the enquiry.
Before I can provide you advice on your question, there are a few things to note: I will endeavour to respond to your enquiry very quickly, but if you do not receive my response immediately, do not worry I will not have forgotten, I would either be reviewing your question fully or it could be a technical delay on my end. Please know that I will be with you as soon as possible.
I hear what you're saying. It's totally natural that you would feel this way.
Is there anything else you feel is relevant to your question or anything else you would like to add before we continue?
Thank you for your patience. If it was a joint insurance policy covering you and him then failure to disclose would affect the whole policy not just the share relating to the person whose condition was not disclosed.
Any follow up please do not hesitate to send your message. Always glad to clarify and to assist further.