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I am very sorry to hear. Are you now looking for surgery?
For sever me haemorrhoids I would agree surgery is really the only convulsive way to address them.
There are a few options including removal or ligation
Exroid is a cautery approach. This means it could be faster to recover but the chance of recurrence will be higher
For surgery expect to pay around £5000
It is a new treatment so limited evidence compared to resection. I would suggest full resection would be preferable as more conclusive
For a resection yes, your Gp would need to refer you
If the NHS refer you they would pay for it. That is how the NHS works. eXroid however is unlikely to be covered under the NHS so you would have to pay fully for that