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Thank you for responding.The house he is living in has an outstanding mortgage of @£179K and it has negative equity or if we are very lucky may get 5-10 K out of it.
The reason I'm not staying in it is because when I moved out, which I did without his knowledge ( it was the only way of doing it without facing further abuse from him) is because we already had a tenant in it.
When she moved out of it , about 1 year later , he moved in. I didn't get a chance.
Please could you help me. Although I am a teacher in full time employment, I am not on the main payscale yet and do not earn a great deal. I am not entitled to any benefits nor am I entitled to Legal aid. I am barely keeping my head above water now.
There is a lot of work that needs doing to it, and my children aren't comfortable moving back there due to bad memories/experiences.
However if that was the only option I guess we would have to.
I cant see my husband letting me live there or signing it over to me, he has made that clear to me in the past.
No, only our occupational pensions. I want to divorce him but I'm afraid to take steps in case he makes it difficult for me and I do not have any funds/savings for a long drawn out process. I'm even more afraid he will make a claim for my pension.
Unfortunately I lost my father recently , my mother is 82 years of age and i do not have anyone to turn to.
He has never divulged his exact income figure to me. However when I did leave him 2 years ago I asked CSA to get involved to recover Child Maintenace from him. They calculated £87 per week from him for my 1 dependent child. This figure is 10% of his income , so I'm guessing he was receiving wages of approx £ 42K.
The maintenance amount I received had not changed, I do not know if he received an increase in wage since. he has now left empoyment.
I receive £31K per annum gross.
Cultural obstacles I'm afraid and also the fear of a nasty , long drawn,expensive ordeal.
If I pursued the judicial seperation path, I could eventually, when cultural circumstances are favourable, apply for divorce , couldn't I?
Would you please be able to advise what the judicial procedure entails? what do I need to do?
Thank you for continuing to advise me.
Thank you for your advice, but it seems I have more questions and would be very grateful if you could advise further
1)Through either divorce or legal seperation can I force the sale of our house he is living in? Who would be responsible for the sale, the courts or us?
2)Would it be wise to do so as it is also negative equity?
3) Or can I force him to leave it and move into it with my girls?
I'm pretty sure he would not sign the house over to me as he has stipulated this in previous conversations.
Thank you once again for your time.
If I apply for legal seperation have I any rights over his pension and vice versa.
Before he declares bankruptcy, and if he is man enough can I sign over the entire debt over to him, after all it is his fault.