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Remus2004, Barrister
Category: Property Law
Satisfied Customers: 2456
Experience:  Over 5 years in practice.
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I am in need to buy a house. I have the deposit but the only

Customer Question

I am in need to buy a house. I have the deposit but the only problem is my credit report. I have a default that i didnt know about because the house it was linked too i left due to personal problems and everything was sent there.
The default is causing me problems. As soon as i found out i paid the £30 but 3g are saying they are not going to take the default off. I have explained i never knew about it until i saw the report last month.
My report is showing as poor. Also nearly 6 years ago i was going through divorce and took out payday loans. Which i paid back. My mortgage advisor is saying this is also causing problems. I have up until june 2017 until they all come off.
I am living with family but need to move asap. I suffer from anxiety and have panic attacks due to the stress of buying a house.
Please can you help. What options are availble to me?
Submitted: 1 year ago.
Category: Property Law
Expert:  Ash replied 1 year ago.

Hello my name is ***** ***** I will help you.

Is the default accurate or wrong please?