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Can you confirm for me if you were married and if this was part of the divorce if so?
If not, are you buying them out of their share?
To clarify - you are joint owners? Is it also a joint mortgage? And how much equity is there?
And are you able to take the mortgage on in your sole name?
Also what is the property worth?
Thank you. So if you cannot have the mortgage in your sole name, why are you trying to take his name off?
The mortgage company would not allow it, as far as I can see.
Thank you for clarifying. You will have to speak to the mortgage company about raising some of the equity as part of putting your spouse on the mortgage with you. You do need to offer your ex something to buy them out - regardless of who has been paying the mortgage in legal terms you, as joint owners, as classed as each being entitled to all of the property in equal measure.
Perhaps if the mortgage company will allow you to release a smaller amount of equity (say for example £5000) you could offer this to buy him out.
I hope this may be a suitable compromise to this problem for you?
If you have further questions, you can always come back to me.
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Thanks for the feedback, it's appreciated.