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Indemnity Insurance is often taken out when a seller has breached a restrictive covenant which can't be easily rectified and as such the buyer wants to have insurance in place in the event the party with the right looks to enforce the covenant in the future.
If you have already notify the relevant authorities here, then the indemnity insurance can not be taken
As you yourself have alerted the builders here , now you can not take advantage of the indemnity insurance.
You have to wait for the response from the builders now
If in the query , you have mentioned about the breach of that covenant
I would suggest that you should wait for the response from the builders
If you need further assistance, please let me know.
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12 years is pretty long for builders to take action now, Local authorities can also take action within 2 years of completion of work that is not adhering to the building regulations
You have to rely on the builders reply , though they may not be able to take any action
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Thank you and all the best
If there is restrictive covenant, then permission of the builders would have been required before starting any such work
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Thank you and all the best.
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