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Hi thank you for your message, please note that I will look to provide an accurate but nevertheless speedy reply to your inquiry. I am sorry to hear about your situation but I will endeavour to help you today.
In your agreement with the club did you have a completion date?
If your agreement with the club included a completion date the you needed to complete by then or be in breach of contract. If not then you can point out there was no completion date and continue to delay for now but you need to really get the extra money together you need. I trust this assists
Let me know if you have further queries