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Hi thank you for your message, please note that I will look to provide an accurate but nevertheless speedy reply to your inquiry. I am sorry to hear about your situation but I will endeavour to help you today.
Do you have a charge on the property?
I understand, well in essence if your charge was entered before the mortgage was taken out then your charge should take priority which means you will get paid before the bank in any sale from the proceeds of sale. If the banks mortgage charge was registered before yours however they will get priority which means you will only get your money back if there is sufficient equity in the property to pay them back and you I am afraid. I trust this assists
Let me know if you have further questions