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Good morning, thank you for contacting Just Answer my name is***** am a solicitor and I will be sorry to hear about your circumstances. I am sorry to hear about your circumstances, has the bank contacted the land registry to remove the charge? When does the mortgage offer expire?
Can you provide any further information?
Can you confirm when the mortgage offer expires?
Without further information I will provide a general answer. You may be able to extend you mortgage offer, most companies allow a two week extension after the mortgage expires however you would need to discuss this with your mortgage company or broker.
In relation to the charge over the sellers property most lenders can remove this electronically with the Land Registry and this can be done within a few days of them realising the error.
if you have any further questions please do not hesitate to contact me further.