There is nothing to stop you selling the share without probate and signing any contract as the executive/personal representative and signing the transfer deed as executor. You can take the money and distribute it in accordance with the terms of the will.
You can then walk away from it BUT if she has a solicitor dealing with this the solicitor will not let her do it because until such time as probate is granted, she cannot register her 100% interest.
So I’m afraid the 1% is likely to hold everything up because she can’t remortgage unless she has 100% or the consent of the 1% holder which she isn’t going to get.
Having said all this, there is a potential way round it but it’s not something which I or my colleagues have ever done but I know it can be done. However many solicitors will not do it and for that matter some solicitors don’t think it can be done but I know it can.
Removing the deceased co-owners name is straightforward. You complete this form https://www.gov.uk/government/publications/deceased-joint-proprietor-djp
and send it to the Land Registry along with an original copy or a certified copy of the death certificate to this address:
Address for members of the public
HM Land Registry Citizen Centre
PO Box 74
Gloucester
GL14 9BB
However it may or may not be more complicated than that. If the property is jointly owned it can be owned as tenants in common jointly or joint tenants jointly. You say yours is Tenants in Common.
You can get the title deed and the plan quickly and easily by using this link:
https://eservices.landregistry.gov.uk/www/wps/portal/!ut/p/b1/04_SjzS0tDQwMTIxMjLXj9CPykssy0xPLMnMz0vMAfGjzOKNjSxMDA1NjDwsjM3MDTxN3dyNDUNMjQ1MjPWDU_P0c6McFQH3SLFU/
and you will have to pay 3 pounds for the title deed and 3 pounds for the plan.
You will then have them in minutes if not seconds. You do not need the plan
I will explain the difference between Joint Tenants and Tenants in Common.
You need the title deed (you don’t need the plan) to the property.
You will see that it has three sections
A Property Register which describes the property
B the Proprietorship Register which says who owns it
C the Charges Register which gives details of mortgages, leases, restrictive covenants and anything else which affects the property.
Have a look in B Proprietorship Register
You are looking for a restriction along the lines of “No disposition by a sole proprietor et cetera et cetera”
That restriction may or may not be in there. I know it’s rather odd wording.
If the restriction is NOT in there than the property is held as Joint Tenants which means that when one co-owner dies, the deceased persons share passes automatically to the other under the right of survivorship.
Even if there is a will leaving the deceased persons share to someone else, it’s not effective, and the deceased persons share still passes to the survivor, regardless of what the will says.
If the restriction IS in the title deed then the property is held as Tenants in Common which means that when one co-owner dies, the deceased persons share passes in accordance with the terms of their will or, if there is no will, under the Rules of Intestacy.
So in summary, if the restriction IS IN THE REGISTER, then you are going to need grant of probate there is a will or letters of administration if there is no will. The process is the same whichever.
Here is the government website on that: https://www.gov.uk/applying-for-probate/apply-for-probate
The surviving co-owner does not need probate to remove the name, ( that is done with form DJP and the death certificate,) only to remove the restriction.
if the restriction IS NOT IN THE Register, then the property passes immediately to the survivor under the rule of survivorship and probate is not required, always is needed is form DJP and the death certificate.
If you go to the wording of the restriction “no disposition by a sole proprietor et cetera” is what prevents her selling or remortgaging the property.
She can appoint a second trustee and then the restriction can be removed.
However as I said, it’s not something I have ever done, it’s not something my colleagues have ever done, it’s not something which the majority of solicitors have any knowledge of and the majority of solicitors will say it can’t be done. I know it can be done but I don’t know anybody who’s ever done it.
For the layman, it’s a somewhat complicated piece of law and if solicitors don’t do it, it really isn’t DIY.
I’m sorry, I know this is not the answer you wanted but I think it’s probably the answer that you thought you were going to get.
Thank you for letting me assist you with your legal question. I am glad that I was able to help.
I am not certain whether that answers the question for you or not, but I am happy to answer any specific points arising from this.
It will be my pleasure to help you again either further with this or any future questions you have
Kind regards
Stuart