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May I confirm if there is a mortgage on the property presently please? You make reference to clearing your mortgage in 2008 and therefore assume unless you have taken out another mortgage since then, the answer to this will be that there is not?
thank you. In the circumstances, it is relatively straightforward for you to consider transferring the property as you suggest.
In order to do so, you would need to draft a transfer deed. You will also need to prepare an application form to submit to the land registry and finally, you would need to prepare identification forms for each of you and your wife. All of this with the need to be sent to the land registry together with a fee under scale to the land registry fee scale based upon the value of the interest transferred.
Links to the documents and forms required and referred to above can be found at the following links:
I hope the above is of some assistance but if you have any further questions, please revert to me.
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