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Thanks for your patience and enquiry. A bank or financial institution can register an interest/charge over the property without your consent. This is usually done by way of an order from the court.
An order is usually granted in circumstances where for example you would have entered into a loan agreement and defaulted on repayments. The first step therefore is to obtain a copy of your deed to see who registered this charge. If it was wrongfully done you could have it set aside.
You may obtain a copy of your deed via the below link
Can I clarify anything for you? I hope I have answered your query in a way that is simple and easy to understand. If anything remains unclear, I will be more than happy to clarify it for you. In the meantime, thank you once again for using our services.