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JGM, Solicitor
Category: Scots Law
Satisfied Customers: 12300
Experience:  30 years as a practising solicitor.
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Hi my truck is getting reposed I am only 2months behind which

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Hi my truck is getting reposed I am only 2months behind which was on over site by myself as I have started a new buisness and was organising my accounts I have phoned the fiancé company to pay the areers and the won't let me where do I go from here I am in a position to pay for my truck and I don't want to loose it it's part of my buisness what advice can you give me please
Thank you for your question.

How much was the finance initially?

Are you over 50% of the way through your payments?
Customer: replied 4 years ago.

I am not a year into the agreement yet will be in january
In that case, they can repossess the vehicle on service of a Notice of Default. Only when you have paid more than a third of the finance do they need a court order.

If they won't allow you to bring the account up to date and the time to remedy the non payment specified in the Notice of a default has expired, then they are allowed to repossess. All I can suggest is that you appeal to someone higher up in the organisation that you have been dealing with so far.

Happy to discuss further.
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