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If he wasn't covered by your friend's insurance, what steps did your friend take to establish that he had his own insurance?
Unfortunately the law says that that isn't good enough. She should have made enquiries, asked for a copy of his policy and checked that it enabled him to drive her car. She has "caused and permitted" him to drive her vehicle whilst uninsured and therefor is is breach of the Road Traffic Act 1988. The difficulty is that the ex boyfriend wasn't driving without her permission even if she perceived the permission to be conditional on him having insurance. I'm sorry that that isn't the answer you will want but that is the legal position. Please leave a positive rating so that I am credited for my time.