Scots Law
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Thanks for your question. I am a solicitor in Scotland. From your description this is a personal loan as opposed to an HP agreement. Is that correct?
I was hoping you would say that. It refers to credit under £30000. If the supplier breaches the agreement you can sue the credit provider. The company has gone under and can no longer meet its side of the contract so you can make a claim to the bank if there is a financial loss to you or if goods and services aren’t supplied in accordance with the contract. I hope that helps. Please leave a positive rating so that I am credited for my time.
What has still to be completed and what value can be attributed to that?
Yes, try those as a starting point although it is difficult is there is no actual ongoing treatment.
My initial answer was : “ was hoping you would say that. It refers to credit under £30000. If the supplier breaches the agreement you can sue the credit provider. The company has gone under and can no longer meet its side of the contract so you can make a claim to the bank if there is a financial loss to you or if goods and services aren’t supplied in accordance with the contract. I hope that helps. Please leave a positive rating so that I am credited for my time.” That answered your initial question. If you make a claim to the bank it is fairly obvious that you aren’t going to make any more payments to them.
If you want to book a phone call on the system I should be able to call you this evening. There should be instructions on the customer site on how you do that.
I don’t see a phone call request on the system. We don’t use phone numbers directly. You’re supposed to input the number into the system and it generates a request via the server.