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I would send the bank a letter before action to demand payment within 14 days and say that if they do not pay you, you will issue county court proceedings against them. See attached template as an example of what to say.
Assuming they refuse to pay, you would then need to issue a claim using the simple procedure in Scotland (http://www.scotcourts.gov.uk/taking-action/simple-procedure). All claims under £5,000 are classed as a "small claim", so legal costs are not recoverable and the matter would be dealt with on paper by a Judge, not at a hearing.
You would claim the sum for the lost money, the court issue fee and court interest which is 8% calculated on a daily rate from the date of loss to date of court judgment. You can enforce the judgment if they still don't pay by using the court bailiffs.
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