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Thanks for your question. I am a solicitor in Scotland. If you have a contract for the delivery and the payment terms have been agreed, they can’t then introduce new terms about credit insurance. That is their issue. You don’t have to return the stock although check any written terms and conditions. I hope that helps. Please leave a positive rating so that I am credited for my time.
As I say above, unless there is anything in the terms and conditions to say otherwise, there is nothing which compels you to return the stock.
That is a retention of title clause. I assume somewhere it also says that you have to pay for the goods before you can get title to them so that causes a problem. Yes, you can deny entry to the premises but on that basis they could get a court order to get the goods. I suggest you immediately pay for delivery 1 and hopefully that will sort the problem.