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Thanks for your question. I am a solicitor in Scotland. I will be helping you today. they can’t take the car way without a court order but you have to get the payment up to date. They will tell you that they can just repo the car. They can’t but you have to pay. I hope that helps. Please leave a positive rating on the star rating system on your screen. That will allow JustAnswer to credit me for helping you today.
Two months or so depending on the court.
They would have to serve court papers on you yes.