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I am a solicitor in Scotland. Thanks for your question. As RTA insurers of the vehicle they have to pay the third party claim. However you are strictly liable for their loss because you didn’t properly check the insurance credentials of the driver. They can ask you to reimburse their outlay on that basis. You in turn have a claim for relief against the driver. I hope that helps to answer your question. Please leave a positive rating on the star rating system which is usually at the top of your screen. That will allow JustAnswer to credit me for helping you today.
Ultimately the driver was at fault for not being insured to you can claim anything you have to pay to the insurance company from the driver.
I don’t know if that is relevant.
Why are you paying DVLA £1000?
For what? The car was insured.
Did your insurer pay the claim or was it done through the MIB? You will need to give me the right information and also upload the DVLA letter.
I’ll look and catch up with you later. I have go offline for a bit. Thanks.
There is no indication on the screenshot you have sent me who the message is from. The email address contains the letters “sbgl”. Have you no actual letters about this?
The last document you posted was of help. You paid the DVLA a penalty because the car was driven by an uninsured driver. That deals with that and is separate from the claim which is by your insurer. They, as RTA insurers of the vehicle had to pay out the third party and they are seeking recovery from you because you allowed someone to drive your car who was not insured to drive it. As I said above you have the right to reclaim that amount from the driver. I hope that helps to answer your question. Please leave a positive rating on the star rating system which is usually at the top of your screen. That will allow JustAnswer to credit me for helping you today.