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Thanks for your question. I am a solicitor in Scotland and can help you with your question today. Can you explain your situation a little more please?
1. That is something you need to ask a mortgage adviser about. At the moment many lenders are only giving 75% mortgages although a few are doing 90% and Scottish Building Society announces it is doing first time buyer mortgages at 100% in some cases. You need a mortgage adviser. 2. If there is a lot of work to be done you want to try to stay in your own home while the work is being done. 3. Again that depends on your friend’s financial position and how much you need to borrow. 4. It is legal as long as the property is safe. You may need planning permission to keep a static caravan at the property. Your local authority will keep you right on that. I hope that helps to answer your question. Please leave a positive rating on the star rating system which is usually at the top of your screen. That will allow JustAnswer to credit me for helping you today.