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Thanks for your question. I am a solicitor in Scotland and can help you with your question today. You need an HMO licence if there are three members of different families. However where one is the owner and there are two tenants you don’t need one. As regards ***** ***** about the mortgage, different lenders have different policies and that should be specifically checked by the IFA. It isn’t a legal question as such. I hope this helped you today. Please do let me know if I can clarify anything, I am always happy to help.
Yes here you go: https://glasgow.gov.uk/hmo and https://scotland.shelter.org.uk/get_advice/advice_topics/renting_rights/houses_in_multiple_occupation_hmos