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Thanks for your question. I am a solicitor in Scotland with 35 years of experience in private practice and I hope that I can help you with your question today. Let me have a quick look at your question and I will either give you an initial answer or ask you for further information. I aim to respond as quickly as I can but sometimes I may want to take a little time to consider your question so as to give you the best possible answer.
Assuming the security document you refer to is a standard security which will be registered in the Land Register of Scotland the fact that your sister is an executor of your mother’s Will and has witnessed the deed is perfectly acceptable. Indeed, as she has signed as a witness there can be no doubt that your mother’s estate will have to recognise the loan as a debt on the estate so it’s a good thing that she was the witness.
I hope this helped you today. Please do let me know if I can clarify anything. I am always happy to help. You are always welcome to ask a follow up question if it will help you further.