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bigduckontax, Accountant
Category: Tax
Satisfied Customers: 4764
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My wife currently works a 32 hour week (4 x 8 hour days) -

Customer Question

My wife currently works a 32 hour week (4 x 8 hour days) - Paid monthly @ 8.43 / hour.

She is considering reducing her hours by one day per week - i.e. to a 24 hour week.

Although we can do rough calculations of the net pay difference, we would like a true
figure as obviously she will be paying less tax on her revised earnings.

She receives gross pay of £1172.97 and is currently on Tax Code 1000L

Her last payslip (April) showed the following figures:

Payments: -
Gross: 1172.97
Holiday Pay Supplement .03

Deductions :
Tax 60.60
Nat Ins 61.20
Vol Pension Contrib 35.00

Cumulative: -
This Tax Year
Taxable Pay 1138.00
PAYE 60.60
NI Employee 61.20
Pension & AVC Contrib 35.00

Many thanks.
Submitted: 3 years ago.
Category: Tax
Expert:  bigduckontax replied 3 years ago.

Hello, I'm Keith and happy to help you with your question.


Assuming that your wife will be on GBP 8-43/hour for a 24 hour week then her anticipated monthly income would be rate x time x 52 / 12 which equates to some GBP 877 per month. Take her coding which represents a monthly personal allowance of 833 leaves her with 43 quid per month to be subject to tax at 20% = about 9 pounds. What will happen in due course as the new hours kick in and the salary adjusts downwards is that the tax tables will take this into account and make the necessary adjustments to bring her tax neutral by the end of the tax year. I have ignored the pension contribution which may well reduce this even further. Without a full knowledge of the pension scheme, often hideously complicated, I cannot include the deduction in my summary computation. NI deductions I would estimate to be of the order of GBP 11 per week, say 50 quid a month.


I do hope I have thrown some light on your wife's situation.