How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Your Own Question, Chartered Certified Accountant
Category: Tax
Satisfied Customers: 5145
Experience:  FCCA - over 35 years experience as a qualified accountant (UK based Practitioner)
Type Your Tax Question Here... is online now

Can married couples who are separated and living apart ( and

This answer was rated:

Can married couples who are separated and living apart ( and have done so for the past six years) avail themselves of the £650000 Inheritance Tax threshold?
Hello and welcome to the site. Thank you for your question.

The guidelines from HMRC are that if the deceased leaves everything to their husband. wife or civil partner who lives permanently in the UK, an estate is exempt from Inheritance tax.

There is no mention that the married couples have to be living together to avail £650,000 inheritance tax threshold.

More information on this subject can be found here under point 5.

I hope this is helpful and answers your question.

If you have any other questions, please ask me before you rate my service – I’ll be happy to respond.

Customer: replied 3 years ago.

Many thanks. We both have made wills leaving the vast majority of our estates to our grandchildren so it looks as if the answer is "No"

Thank you for your reply.

You are correct in that as you have already made wills to leave majority of the estate to grandchildren then you won't beable to avail £650k threshold but only £325k as individuals.

I hope this is helpful and answers your question. and other Tax Specialists are ready to help you
Customer: replied 3 years ago.

Thank you. I wish you well.

Graham Davies

Graham, thank you for your good words.

Wishing you the same... happiness and good health.

If you are happy and there are no more issues I will appreciate if you would kindly rate/accept the service I provided to ensure I get credited for it.

Best wishes.

I thank you for accepting my answer.

Best wishes.