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Hello, I am one of the experts on Just Answer and pleased to be bale to help you with your question.
I am sorry but your question is a trifle confusing. You own an UK property but appear to be paying interest on a mortgage, is that correct?
Then what is the withholding tax to which you refer?
I am so sorry, but I still do not understand how does the mortgage pay you an income?
Sorry, this sounds like complete gibberish to me. How can your payments to Natwest be subject to a withholding tax and who is going to withhold it?