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The Money Advice Service has full guidance here:
25% of your pot will be tax-free, the balance at your marginal rate of tax. In very basic terms 'to take your whole pension pot as cash you simply close your pension pot and withdraw it all as cash.' Remember, the pension provider may charge, sometimes substantial fees, for the service, so shop around before making this irreversible decision.
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You asked how you cash in your pension and I quoted the Money Advice Service viz:
'to take your whole pension pot as cash you simply close your pension pot and withdraw it all as cash.'
It is that simple, but the possible charges so doing can be horrendous, up to 70% of the pot.'
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