How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Jo C. Your Own Question
Jo C.
Jo C., Barrister
Category: Traffic Law
Satisfied Customers: 71051
Experience:  Over 5 years in practice.
Type Your Traffic Law Question Here...
Jo C. is online now

Drived friend car - with my full comprehensive insurance -

Customer Question

good afternoon
drived friend car - with my full comprehensive insurance - after this I checked I wasn't insured to drive other cars then mine - proposition 300 fine and 6 points - or I need take it to court - Is there any chance to win it?or maybe take some course to eliminate points -or change it for a fine?- where I can find an informations which can help - those are first points on my driving license please advise me in my minor case
Submitted: 1 year ago.
Category: Traffic Law
Customer: replied 1 year ago.
just past almost an hour with no answer - do I make anything wrong?
Expert:  Jo C. replied 1 year ago.

What is your question about this?

Customer: replied 1 year ago.
once again
driving borrowed car / stopped by police - rutine control / full comprehensive insurance with no allowed to drive other cars ..
from dvla - 6 points plus 300 - proposition
Customer: replied 1 year ago.
is it good idea to take it to court?
Customer: replied 1 year ago.
iiI know this is an offence - but car was insured // this was only my mistake ..
Is there chance in a Court to change those 6 points into a fine or anything else?
Expert:  Jo C. replied 1 year ago.

Were you insured to drive this car?

Customer: replied 1 year ago.
Expert:  Jo C. replied 1 year ago.

In that case, it is not worth going to court.

You will be convicted because you are guilty because you do not have insurance.

Having no insurance is an offence of strict liability. Either you are insured or you are not. You are not.

Therefore there is no defence.

Pay the fixed penalty. You will be convicted at court and have to pay costs.

Can I clarify anything for you?


Customer: replied 1 year ago.
thank you.. anything I can do with points? my first points and 6 this time
Expert:  Jo C. replied 1 year ago.

Only either be acquitted or argue special reasons but you are not raising a special reasons argument here on the face of it.

Customer: replied 1 year ago.
all is clear now..thank you Jo C. Have a great afternoon..
Expert:  Jo C. replied 1 year ago.

No problem. All the best.