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Thank you for the information and I apologise for the delay in response. The simple answer to your question is no, there is no statute or legal provision to provide you with legal remedy in this matter. However, from the detailed description you have given and the fact you have provided photo's it seems like the fault lies with the other party. Ultimately, it is the job of both insurers to establish where the liability lies or more importantly, with who. This is something that the insurers investigation teams will have to look into and ultimately make a decision on. They can decide 3 main points that the findings show that it was either your wife, or the other driver's fault. Or that there was joint liability and parties will be liable for a percentage of the costs inn relation to repair each. Again this is ultimately for the insurers to work out. You can be assured that you insurers will work hard in your favour as they will want to pay out as little as possible. I hope this information helps.
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