Thanks very much for the information.
A lot depends on whether the condition of the tyres contributed to the accident. Currently, the legal limit for tread depth is 1.6 mm In a continuous band around the central three-quarter is of the tyre.
The limit used to be 1 mm.
However a tyre doesn’t suddenly become dangerous when the tread depth is 1.5 mm.
There is commentary that on a dry road the tread makes very little difference whereas on a wet road it can make an awful lot of difference. Bear in mind that the tread grooves carry away water so the road is damp, rather than wet, the tread depth may not even be a contributing factor to an accident.
So what is central to this is whether the tread depth was a contributing factor to an accident.
There is another issue here and that is that the majority of policies have a condition that the car must be in roadworthy condition and it had two illegal tyres, then it is not in roadworthy condition and the insurance company will always try to worm their way out of paying.
If you believe that the tyres were not a contributing factor and the insurance company will not pay out, then make a complaint to the Financial Ombudsman Service.
You need a forensic accident investigator and/or tyre specialist to give you a report if it supports the point of view that the condition of the tyres was not a contributing factor.
If you have camera footage and they know that you have camera footage they can apply to court to make you disclose it. If you are using it to help you, then you will need to disclose it in good time in any event.
Can I clarify anything for you?