Thank you for the information
If you do owe the money the there is no valid basis uponwhich the claim may be contested, like a dispute over liability.
You do still have the option to try to set the CCJ aside.
You can do that using the N244 forms although there is afee. The application will be heardfairly quickly but you can also request that the execution is stayed in themeantime.
If judgment is set aside there will no longer be a debtalthough it may be brought again.
The problem with this is that some judges will say that ifyou owe the money there is no prejudice in having a CCJ. You can contest that on the basis that youcredit rating will suffer.
If that fails, you can apply for a variation order to pay ininstalments.
Or you could pay it off in full and have the judgment markedsatisfied which does improve your credit score.
Can I clarify anything for you?
Hopefully, I haveanswered your query in a way that is simple and easy to understand. If anythingremains unclear, I will be more than happy to clarify it for you. In themeantime, thank you once again for using our services.