I am sorry but I cannot give you good news. I'm afraid you are in difficulty here.
I have to tell you the truth.
You are trying to argue that you are not liable. That is all very well but the fact remains that the adjudicator has decided against you so that ship has sadly sailed.
There is no further appeal save for error in fact or in law and that would cost a lot more than £195. Also, there is no real basis. You just disagree with the decision.
Im really sorry but that is the position.
I am sorry but I have to tell you the truth.
Do remember that I can only give you my opinion.
Another lawyer may have a different opinion. Litigation needs at least 2 parties and neither goes to court expecting to lose.
Nonetheless, one of them does, even though they have been told by their respective legal advisers that they have a good chance of success.
If there was a black-and-white answer to every legal problem there would be no need for anything to ever proceed to court.
The ultimate decision comes from a county court judge in a civil case or from the magistrate in a criminal case heard in the magistrates court or the jury in Crown Court.
Hopefully, I have answered your query in a way that is simple and easy to understand. If anything remains unclear, I will be more than happy to clarify it for you. In the meantime, thank you once again for using our services.