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Thanks for your patience and enquiry. Having losses the appeal the next step is for the matter to proceed to court. At court you would be able to state your defence.
Unfortunately it is not for you to commence proceedings. It really is for them to claim against you and them having claimed against you, for you to file a defence. The starting of the process for court is really out of your hands unfortunately.
if they are adamant though that you are in the wrong then I would not be surprised with them issuing proceedings shortly.
Can I clarify anything for you? I hope I have answered your query in a way that is simple and easy to understand. If anything remains unclear, I will be more than happy to clarify it for you. In the meantime, thank you once again for using our services.
I would wait for the process to be taken to court then file a defence