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Welcome to JA.
I am sorry to hear about your situation.
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Why did your insurer decline payment for your vehicle repairs from the third party?
In the absence of further information I suggest you consider instructing a local solicitor using the link below which takes you to a search engine for local solicitors.
You can also find a solicitor using the link below which takes you to a price comparison site for lawyers.
I hope I have clarified the position.